Fintech App Development

Fintech App Development Company

Secure, fast and compliant fintech apps — digital wallets, mobile banking, payments, lending and investing — with KYC, fraud protection and real-time transactions.

  • Android, iOS & admin panel
  • Free consultation in 24 hours
  • Full source code ownership
Fintech App Development Company 250+ projects delivered
About this service

Fintech App Development Company by Gamostar

Fintech users expect apps that are instant, simple and above all safe. Gamostar is a fintech app development company that builds digital wallets, mobile banking apps, peer-to-peer payment apps, lending and loan apps, expense managers and investment platforms.

We integrate payment gateways, UPI and card networks, KYC / AML providers, credit bureaus and core banking APIs, and we protect every transaction with strong encryption, biometric authentication and fraud detection.

Our services

Fintech App Development Features We Build

Digital wallets

Add money, send and receive, bill payments and transaction history.

KYC & onboarding

Document verification, face match and video KYC with regulated providers.

Payments & transfers

UPI, cards, bank transfers and QR payments with real-time status.

Insights & budgeting

Spend analysis, budgets, savings goals and statements.

Security & fraud detection

Biometrics, device binding, 2FA, encryption and anomaly detection.

Lending & investing

Loan origination, EMI schedules, mutual funds and portfolio views.

Where it fits

Who Benefits From These Apps

Neobanks

Digital-first banking experiences.

Payment apps

Wallets and merchant payments.

Lending platforms

Loans, credit scoring and collections.

Investment apps

Savings, funds and portfolio tracking.

Fintech App Security and Compliance

  • PCI-DSS aware payment handling and tokenisation
  • End-to-end encryption and secure key storage
  • Biometric login, device binding and two-factor authentication
  • KYC / AML integration through regulated partners
  • Audit logs, monitoring and fraud rules
  • Regional regulations vary — we plan with your compliance team

Popular Fintech App Types

  • Mobile wallets and UPI payment apps
  • Neobank and mobile banking apps
  • Lending and BNPL apps
  • Personal finance and expense apps
  • Investment and trading apps
  • Remittance and cross-border payment apps

Development Timeline

Project typeWhat is includedTypical timeline
MVP / first launchCore features, one platform or cross-platform build, basic admin panel8–12 weeks
Full-featured appComplete feature set, Android + iOS, advanced admin, integrations, analytics4–6 months
Enterprise / marketplaceMulti-role platform, custom workflows, high-scale backend and compliance6 months and more

Timelines depend on scope, integrations and how quickly feedback is shared. We confirm exact effort and cost after a short discovery call.

Why Gamostar

Why Choose Gamostar for Fintech App Development

10+ years of experience

A senior team that has delivered 250+ games, apps and platforms for startups and enterprises worldwide.

Agile & transparent

Weekly demos, a shared task board and clear milestones — you always know what is happening.

Secure by design

NDA before we start, encrypted data, secure APIs and best-practice authentication.

You own the code

Full source code, design files and documentation are handed over to you.

Support after launch

Bug fixing, OS-update compatibility, monitoring and feature upgrades under flexible plans.

Clients worldwide

We work with clients across India, the USA, the UK, Europe and the Middle East.

How we work

Our Fintech App Development Process

1

Discovery & Strategy

We study your idea, audience and competitors, then define scope, features and a realistic roadmap.

2

UI/UX & Prototype

Clickable prototypes and a polished, conversion-focused interface that you approve before development.

3

Agile Development

Short sprints with weekly demos, clean code, secure APIs, payments and third-party integrations.

4

QA & Security Testing

Real-device testing, performance, load and security checks before every release.

5

Launch & Support

Store or server launch, monitoring and ongoing maintenance after go-live.

Technology stack

Technologies We Use

FlutterReact NativeKotlinSwiftNode.jsFirebaseMongoDBAWS
Flexible engagement

Choose How You Want to Work With Us

Fixed-price project

A defined scope, timeline and price. Best for MVPs and well-documented requirements.

Dedicated team

Developers, designers and QA working only on your product, on a monthly basis.

Time & material

Flexible hourly engagement for evolving scope, audits and ongoing improvements.

Questions answered

Fintech App Development – Frequently Asked Questions

How much does fintech app development cost?

Cost depends on features, integrations and compliance requirements. We provide a free estimate after understanding your product.

Is fintech app development secure?

Security is built in from day one — encryption, secure APIs, authentication and regular security testing.

Which payment gateways and APIs do you integrate?

Razorpay, Stripe, PayPal, UPI, card networks, bank APIs and KYC providers.

Do you help with compliance?

We build to widely accepted security standards and work with your compliance team on regional regulations.

Can you build a wallet for a gaming platform?

Yes. We build secure wallets with deposits, withdrawals and bonuses for games and marketplaces.

Explore more

Related Services

Let’s talk

Ready to build your fintech app?

Share your idea and get a clear plan, timeline and estimate within 24 hours. No obligation.

NDA signed on request · Full source code ownership · Weekly progress demos